Bảng Lãi Suất Ngân Hàng Tháng 4 Năm 2026

Cập nhật: 01/04/2026 07:10

💰 Lãi Suất Tiền Gửi

Ngân hàng 1 tháng
(%/năm) ⇅ 		3 tháng
(%/năm) ⇅ 		6 tháng
(%/năm) ⇅ 		12 tháng
(%/năm) ⇅ 		24 tháng
(%/năm) ⇅
Vietcombank ⭐
1.60%
1.90%
2.90%
4.60%
4.70%
BIDV ⭐
2.60%
2.90%
4.00%
4.70%
5.00%
Vietinbank ⭐
2.00%
2.30%
3.30%
4.70%
4.80%
ACB ⭐
3.20% Online: 3.50%
3.50% Online: 3.80%
4.50% Online: 4.80%
5.30% Online: 5.50%
5.50% Online: 5.70%
Techcombank ⭐
3.00%
3.30%
4.30%
5.20%
5.40%
MBBank ⭐
3.10% Online: 3.40%
3.40% Online: 3.70%
4.40% Online: 4.70%
5.40% Online: 5.60%
5.60% Online: 5.80%
VPBank ⭐
4.75%
4.75%
6.00%
6.00% Online: 6.20%
6.00% Online: 6.20%
TPBank ⭐
3.00% Online: 3.20%
3.30% Online: 3.50%
4.50% Online: 4.70%
5.50% Online: 5.70%
5.70% Online: 5.90%
SHB ⭐
3.00% Online: 3.20%
3.50% Online: 3.70%
4.80% Online: 5.00%
5.60% Online: 5.80%
5.80% Online: 6.00%
HDBank ⭐
3.30% Online: 3.60%
3.60% Online: 3.90%
5.00% Online: 5.30%
6.00% Online: 6.10%
-
VIB ⭐
3.40% Online: 3.60%
4.75%
5.30% Online: 5.50%
6.50%
6.00%
MSB ⭐
3.20% Online: 3.40%
3.80% Online: 4.00%
5.00% Online: 5.20%
5.80% Online: 6.00%
6.00% Online: 6.20%
OCB
3.10% Online: 3.30%
3.60% Online: 3.80%
4.90% Online: 5.10%
5.70% Online: 5.90%
5.90% Online: 6.10%
SCB
2.80% Online: 3.00%
3.20% Online: 3.40%
4.30% Online: 4.50%
5.20% Online: 5.40%
5.40% Online: 5.60%
Sacombank
3.00% Online: 3.20%
3.40% Online: 3.60%
4.60% Online: 4.80%
5.50% Online: 5.70%
5.70% Online: 5.90%
Eximbank
3.10% Online: 3.30%
3.50% Online: 3.70%
4.70% Online: 4.90%
5.60% Online: 5.80%
5.80% Online: 6.00%
Agribank ⭐
2.00%
2.30%
3.50%
4.70%
4.80%
LPBank
4.50%
4.75%
6.10%
6.20% Online: 6.30%
6.20% Online: 6.30%
SeABank
3.20% Online: 3.40%
3.70% Online: 3.90%
5.00% Online: 5.20%
5.90% Online: 6.10%
6.10% Online: 6.30%
BacABank
3.50% Online: 3.70%
4.00% Online: 4.20%
5.50% Online: 5.70%
6.30%
6.30%
VietABank
3.00% Online: 3.20%
3.50% Online: 3.70%
4.80% Online: 5.00%
5.80% Online: 6.00%
6.00% Online: 6.20%
NamABank
3.10% Online: 3.30%
4.75%
5.00% Online: 5.20%
5.90% Online: 6.10%
6.10% Online: 6.30%
PGBank
3.00% Online: 3.20%
3.50% Online: 3.70%
4.70% Online: 4.90%
5.70% Online: 5.90%
5.90% Online: 6.10%
GPBank
3.20% Online: 3.40%
3.80% Online: 4.00%
5.10% Online: 5.30%
6.00% Online: 6.10%
6.10% Online: 6.20%
PVcomBank
3.30% Online: 3.50%
3.90% Online: 4.10%
5.20% Online: 5.40%
6.30%
6.30%
BaoVietBank
4.35%
4.35%
5.45%
5.80%
5.90%
KienLongBank
3.00% Online: 3.20%
3.50% Online: 3.70%
4.60% Online: 4.80%
5.50% Online: 5.70%
5.70% Online: 5.90%
CBBank
4.05%
4.40%
5.40%
6.20%
6.20%

🏦 Lãi Suất Cho Vay

Ngân hàng Ngắn hạn
(%/năm)		 Trung hạn
(%/năm)		 Dài hạn
(%/năm)		 Mua nhà
(%/năm)
Vietcombank
6.50% 7.20% 8.00% 7.50%
BIDV
6.80% 7.50% 8.20% 7.80%
Vietinbank
6.60% 7.30% 8.10% 7.60%
ACB
7.50% 8.20% 9.00% 8.50%
Techcombank
7.20% 7.90% 8.70% 8.20%
MBBank
7.30% 8.00% 8.80% 8.30%
VPBank
7.80% 8.50% 9.20% 8.70%
TPBank
7.40% 8.10% 8.90% 8.40%
SHB
7.50% 8.20% 9.00% 8.50%
HDBank
7.60% 8.30% 9.10% 8.60%
VIB
7.70% 8.40% 9.20% 8.70%
MSB
7.60% 8.30% 9.10% 8.60%
OCB
7.40% 8.10% 8.90% 8.40%
SCB
7.30% 8.00% 8.80% 8.30%
Sacombank
7.50% 8.20% 9.00% 8.50%
Eximbank
7.40% 8.10% 8.90% 8.40%
Agribank
6.40% 7.00% 7.80% 7.30%
LPBank
7.80% 8.50% 9.30% 8.80%
SeABank
7.60% 8.30% 9.10% 8.60%
BacABank
7.90% 8.60% 9.40% 8.90%
VietABank
7.50% 8.20% 9.00% 8.50%
NamABank
7.60% 8.30% 9.10% 8.60%
PGBank
7.50% 8.20% 9.00% 8.50%
GPBank
7.70% 8.40% 9.20% 8.70%
PVcomBank
7.80% 8.50% 9.30% 8.80%
BaoVietBank
7.60% 8.30% 9.10% 8.60%
KienLongBank
7.40% 8.10% 8.90% 8.40%
CBBank
7.70% 8.40% 9.20% 8.70%

Lưu ý: Thông tin lãi suất chỉ mang tính chất tham khảo. Lãi suất thực tế có thể thay đổi tùy theo chính sách của từng ngân hàng và điều kiện cụ thể của khách hàng. Vui lòng liên hệ trực tiếp với ngân hàng để biết thông tin chính xác nhất.

🧮 Công Cụ Tính Lãi Tiết Kiệm

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